February The Retire to Abundance Newsletter Love and Money: Love and money may seem like an unusual pairing, but for many of us, they’re deeply connected—not in a cringy “I love money” kind of way, but in how we use it to care for those who matter most. I define love as desiring what is best for the beloved. With that in mind, getting your financial house in order and creating a solid financial plan can be one of the most loving things you ever do. While Hallmark probably won’t be making a...
about 1 month ago • 2 min read
January The Retire to Abundance Newsletter Fry the Egg: Imagine this: You’ve decided to master frying an egg. You read books, watch videos, and learn all the theories about the perfect technique. But when you finally crack that egg, the yolk breaks, the edges stick, and you realize no amount of preparation could replace the experience of actually doing it. Planning for retirement works the same way. You can research strategies, calculate numbers, and envision your perfect future, but until...
2 months ago • 2 min read
December The Retire to Abundance Newsletter How Risky is Your Retirement? Lately we have been talking a lot about risk in retirement, with a particular focus on how equities investing in retirement isn't particularly risky. This holds especially true when properly diversified. While it’s not as simple as “just put everything in a diversified equities portfolio”, many retirees underestimate the length of their retirement and the need for growth to support those later years. With lifespans...
3 months ago • 2 min read
November The Retire to Abundance Newsletter Financial Maintenance: Did you recently blow out your sprinklers, change your car's oil, or switch out the air filter on your furnace? While regular maintenance certainly does have its costs (in money and time), these simple tasks ensure that things are running smoothly and will end up saving you big in the long run. The same can be said for your financial life, regularly reviewing spending, asset allocations, and insurance coverages can save you...
4 months ago • 2 min read
Special Edition The Retire to Abundance Newsletter Stay Informed As the presidential election approaches, I understand that many of you have questions about its potential impact on your investment portfolios. It’s easy to feel overwhelmed by the media hype and political drama, but it’s important to stay grounded. We've done our homework and explored how elections can affect the markets. Dive into my blog below for insights and guidance to help you navigate this election season with...
5 months ago • 1 min read
October The Retire to Abundance Newsletter Tuning out the Noise: The one thing that I remember most from Stephen Covey's 7 Habits of Highly Effective People is his chapter discussing Circle of Concern vs Circle of Influence. In a nutshell your circle of concern are all the things that you could worry about while your circle of influence are things that you have control over. Imagine concentric circles with the circle of concern entirely enveloping the circle of influence. What Covey posits is...
5 months ago • 2 min read
September The Retire to Abundance Newsletter The Market and the Election: With the presidential election coming up in November, I am fielding a lot of questions about how the market may behave based on the results of the election. While my crystal ball is always cloudy, I do not anticipate this election cycle to have a big impact on long-term returns regardless of who is elected. The truth is, while elections can stir up plenty of market volatility in the short term, they rarely cause...
6 months ago • 2 min read
August The Retire to Abundance Newsletter Market Mood Swings: Last Monday (August 5th) the markets were down an eye-popping 3%. To put that into perspective, that is a whopping $30k on a $1 million portfolio. These kinds of movements can be scary, but if you remain focused on the long-term and, most importantly, stay invested, you are able to see this for the minor bump in the road that it is. Investors who kept their money in the market have since been rewarded with a 7% increase in market...
7 months ago • 2 min read
July The Retire to Abundance Newsletter Let Freedom Ring! After a wonderful week with some time off celebrating our country's independence, we are back at it here in the QED office. I can't let an Independence Day pass without contemplating the meaning of true freedom for a bit. For me, true freedom lies within; having the discipline to act as I ought, no matter the circumstances. Whether with your finances or with your life we are committed to helping you live a more authentically free life,...
8 months ago • 2 min read