May The Retire to Abundance Newsletter The Numbers of Life: School’s almost out, and like many families, we’re getting ready to shift into summer mode. Around our house, that means a full calendar of ball games, road trips, and time with extended family. It’s a busy season—but also one filled with the things that matter most. In a lot of ways, it’s not all that different from retirement. When the structure of the workweek fades, it opens the door to more travel, more time with family, and...
about 2 months ago • 2 min read
April The Retire to Abundance Newsletter Tariff-ic Opportunities in the Market: Unless you’ve been living under a rock, you’ve likely heard about the recent turbulence in the stock market. I often remind clients that it’s not a matter of if the market will decline—it’s a matter of when. We’re currently in one of those inevitable downturns, and it’s no surprise that investors of all stripes are feeling a bit skittish. While it’s never fun to watch account values dip, this pullback doesn’t...
3 months ago • 2 min read
March The Retire to Abundance Newsletter Is the other shoe about to drop? A quick look through my writings over the years makes one thing clear—at some point every year, I’m talking about volatility. When markets are up: “Uh oh, they must be heading down.” When markets are down: “Maybe we’re headed for a recession.” Each market cycle has its own twists, but ultimately, there’s nothing new about any of this. Inevitably, something will come along that scares investors, markets will drop, and...
4 months ago • 2 min read
February The Retire to Abundance Newsletter Love and Money: Love and money may seem like an unusual pairing, but for many of us, they’re deeply connected—not in a cringy “I love money” kind of way, but in how we use it to care for those who matter most. I define love as desiring what is best for the beloved. With that in mind, getting your financial house in order and creating a solid financial plan can be one of the most loving things you ever do. While Hallmark probably won’t be making a...
5 months ago • 2 min read
January The Retire to Abundance Newsletter Fry the Egg: Imagine this: You’ve decided to master frying an egg. You read books, watch videos, and learn all the theories about the perfect technique. But when you finally crack that egg, the yolk breaks, the edges stick, and you realize no amount of preparation could replace the experience of actually doing it. Planning for retirement works the same way. You can research strategies, calculate numbers, and envision your perfect future, but until...
6 months ago • 2 min read
December The Retire to Abundance Newsletter How Risky is Your Retirement? Lately we have been talking a lot about risk in retirement, with a particular focus on how equities investing in retirement isn't particularly risky. This holds especially true when properly diversified. While it’s not as simple as “just put everything in a diversified equities portfolio”, many retirees underestimate the length of their retirement and the need for growth to support those later years. With lifespans...
7 months ago • 2 min read
November The Retire to Abundance Newsletter Financial Maintenance: Did you recently blow out your sprinklers, change your car's oil, or switch out the air filter on your furnace? While regular maintenance certainly does have its costs (in money and time), these simple tasks ensure that things are running smoothly and will end up saving you big in the long run. The same can be said for your financial life, regularly reviewing spending, asset allocations, and insurance coverages can save you...
7 months ago • 2 min read
Special Edition The Retire to Abundance Newsletter Stay Informed As the presidential election approaches, I understand that many of you have questions about its potential impact on your investment portfolios. It’s easy to feel overwhelmed by the media hype and political drama, but it’s important to stay grounded. We've done our homework and explored how elections can affect the markets. Dive into my blog below for insights and guidance to help you navigate this election season with...
8 months ago • 1 min read
October The Retire to Abundance Newsletter Tuning out the Noise: The one thing that I remember most from Stephen Covey's 7 Habits of Highly Effective People is his chapter discussing Circle of Concern vs Circle of Influence. In a nutshell your circle of concern are all the things that you could worry about while your circle of influence are things that you have control over. Imagine concentric circles with the circle of concern entirely enveloping the circle of influence. What Covey posits is...
9 months ago • 2 min read