Let Freedom Ring!

After a wonderful week with some time off celebrating our country's independence, we are back at it here in the QED office. I can't let an Independence Day pass without contemplating the meaning of true freedom for a bit. For me, true freedom lies within; having the discipline to act as I ought, no matter the circumstances. Whether with your finances or with your life we are committed to helping you live a more authentically free life, particularly in the area of finances.

Article of Interest

The Sweet Spot Principle

Not too much, not too little. This Aristotilian principle has been around for millenia and is still applicable on a daily basis...particularly in your finances.

There's a lot of things in life and in finance where it's best to be right in the middle. You always hear don't spend too much...but also don't spend too little. You hear don't take too much risk...but also don't take too little. You hear don't save too little...but also don't save too much. This article will challenge you to think through your own finances to evaluate where you are on that spectrum.

Finding that ever-elusive middle ground is difficult for all of us. In the finance world, I'm lucky enough to have had an inside view of hundreds, if not thousands, of people's finances over the past decade. That makes it a little easier to find the sweet spot for my own finances, but also to advise on it for my clients.

New Content From Retire to Abundance

The Financial Case for Stay-at-Home Moms

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Indeed, this blog is a little "off topic" for me considering my retirement expertise, however, in many ways I wrote this blog to my younger self. Often, I see young couples struggling with the financial impact of choosing to have a spouse stay at home. Here I lay out a case for why that choice may not be as financially impactful as you might think.

Also included, and maybe more relevant to any empty nesters, is a series of steps I suggest taking before making any large financial decision (think retirement or big job change):

1. Track expenses
2. Detail income and the impact of pending changes
3. Determine what will change and what can be possible
4. Build up your emergency fund to 6 months expenses
5. Consider proper insurances: health, life, disability, etc.
6. Discuss changes with your employer
7. Give it a test drive

Recent Media Mentions

I routinely get inquiries from reporters needing expert personal finance opinions. Here's a few articles I've been quoted in recently:

The 6 Worst Secrets You Can Keep from a Financial Advisor | GOBankingRates

4 Money Moves to Make if you Decide to Unretire | MSN

Should You Sell Your Home in Retirement? | ComparisonAdviser

6 Ways to Build Wealth Slowly but Efficiently | Yahoo Finance

How are my 401(k) Funds Invested? | Groove Money

You're Right About Your Retirement Savings If … | GOBankingRates

Free Resource Communicating your legacy plan to those you love may be the single greatest gift you can give to them. This six-page guide will step you through the process. Download it here

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The Retire to Abundance Newsletter is for education and entertainment purposes only. Nothing should be construed as investment, tax, or legal advice. Links to third party websites may contain content that is not approved by QED Wealth Solutions. QED Wealth Solutions, LLC is a registered investment adviser offering advisory services in the States of Kansas and Texas and in other jurisdictions where exempt from registration.

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